Erika Elaine Wells

This entry is part of a series of topic blog entries examining how college students may build good credit in tough economic times.  As an activity for a multiplatform storytelling graduate course, these entries display my contribution to contemporary journalism in relationship to blogging/online writing and storytelling without compromising traditional journalistic methods such as accuracy and timeliness.

If you have student debt, which may impact your credit rating, you are not alone.

From private loans to federal loans … no matter the type of loan – more and more students need loans to cover the rising costs of college. About 65.5 percent of four-year undergraduate students who received Bachelor’s degrees graduated with some debt in 2007-08, according to FinAid.org.

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This entry is part of a series of topic blog entries examining how college students may build good credit in tough economic times.  As an activity for a multiplatform storytelling graduate course, these entries display my contribution to contemporary journalism in relationship to blogging/online writing and storytelling without compromising traditional journalistic methods such as accuracy and timeliness.

It is no secret that not making loan or credit card payments on time is one of the most common ways to damage your credit rating. However, for college students, this may be easier said than done as young adults deal with an increased amount of expenses. My time in college was one of the best, most expensive four years of my life. Take a look for yourself …

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This entry is part of a series of topic blog entries examining how college students may build good credit in tough economic times.  As an activity for a multiplatform storytelling graduate course, these entries display my contribution to contemporary journalism in relationship to blogging/online writing and storytelling without compromising traditional journalistic methods such as accuracy and timeliness.

As an undergrad, at times, it was easy to feel as though being in college was like living in a separate world. I did not have major bills and I did not work a typical 9 to 5. Where else does your day consist of going to class for a few hours, eating on a meal plan and taking afternoon naps?

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This entry is part of a series of topic blog entries examining how college students may build good credit in tough economic times.  As an activity for a multiplatform storytelling graduate course, these entries display my contribution to contemporary journalism in relationship to blogging/online writing and storytelling without compromising traditional journalistic methods such as accuracy and timeliness.

PHOTO BY ERIKA WELLS

Today, regulations of the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 go into effect.

Signed into law last May under the Obama Administration, the legislation aims to protect Americans from exorbitant rate increases and hidden fees.

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